edHEALTH is now available throughout the country. For 2019, we entered into an agreement with CoreSource, a subsidiary of Trustmark Mutual Holding Company, is a national employee benefits company. (To better tie the subsidiary to the parent company, CoreSource will be rebranded to Trustmark Health Benefits effective January 1, 2020.) The company has access to over 60 carrier-owned and provider-sponsored networks. These include Aetna, Cigna, Empire Blue Cross Blue Shield of New York, Anthem Blue Cross of California, and Blue Cross and Blue Shield of Georgia.
CoreSource uses a customized approach to determine which networks best meets the needs of new clients. They evaluate network panel scope, how strongly the network and types of care align with the client’s utilization patterns, and financial value. These findings are provided to the new member organization, edHEALTH, and Spring Consulting for final network determination.
This same customized approach is used for plan design. Like all member organizations, the school determines its plan type offerings, copay, coinsurance, and deductible amounts. CoreSource supports a variety of plan types including Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs – an HMO-like plan without a gatekeeper), and Qualified High-Deductible Health Plans (QHDHPs). Bottom line - the school receives a tailored program that meets its needs.