News Center

Title
News
Happy December

December 2019 edHEALTH Newsletter

Find out edHEALTH news and insights in the December 2019 digital edition of our newsletter.

Read Full Article

November 2019 edHEALTH Newsletter

Find out edHEALTH news and insights in the November 2019 digital edition of our newsletter.

Read Full Article

How edHEALTH’s Captive Risk Financing Options Work

Under edHEALTH’s captive, member organizations pick their own self-insured retention level based on their risk tolerance, philosophy, financial status, and experience. In addition to the stop-loss coverage schools automatically receive, they can purchase aggregate stop-loss coverage to further protect their risk. Here’s how the risk financing works:If a school picks a Self-Insured Retention (SIR) of $100,000 per claim:The college will pay any single claim up to $100,000.The Educators Health Insurance Exchange captive will pay the next $1-$650,000 for each individual claim from this school.edHEALTH purchases excess protection from a stop-loss insurer. This insurer reimburses edHEALTH for any part of a particular claim that exceeds $750,000.Members work with the actuaries to pick a Self-Insured Retention amount that balances their claims experience with the risk of paying claims and sto...

Read Full Article

The ABCs of Captive Insurance

Twenty-two colleges, universities, and educational institutions own Educators Health, LLC (edHEALTH), a healthcare collaborative formed to address rising healthcare costs that were straining school budgets. By bypassing commercial insurers and pooling resources, edHEALTH leverages the combined schools’ purchasing power, thereby saving on healthcare costs for faculty, staff, and family members. But, did you know that edHEALTH’s wholly-owned subsidiary, Educators Health Insurance Exchange, is a group captive insurer?The captive insurance company’s main purpose is to insure its own risk. By joining colleges and universities together as a single purchaser, the schools gain market leverage. The captive manages its own risk through claims management, innovative programs aimed at loss control, and collaboration with strong business partners.Here are the ABCs on how the Educators Health Excha...

Read Full Article

Welcome New Member Schools

Please extend a warm welcome to the following schools that are joining edHEALTH’s collaboration of colleges, universities, private and charter schools, effective January 1, 2020:Dean College: Located in Franklin, Massachusetts, Dean College offers associates and bachelor’s degrees and has a student enrollment of 1,300.Sarah Lawrence College: Located in Bronxville, New York, Sarah Lawrence is edHEALTH’s first New York-based member school. A private, liberal arts college, Sarah Lawrence’s student enrollment is nearly 1,400.Welcome Dean and Sarah Lawrence!

Read Full Article

October edHEALTH news

Find out edHEALTH news and insights in the October 2019 digital edition of our newsletter. Check out our October 2019 Digital Digest!

Read Full Article

Prevalence of Diabetes Growing: Chronic, Costly, and Deadly Disease Takes Toll on Patients and Payers

If you attended edHEALTH’s Annual Meeting, you saw the visual impact of diabetes in the United States. The prevalence has skyrocketed between 1990s and today, according to the Centers for Disease Control (CDC).  Today:Diabetes prevalence: An estimated 30.3 million people have diabetes (9.4 percent of the U.S. population – an increase of 44% since 1998)Pre-diabetes prevalence: An estimated 84.1 million people (more than 1 out of 3 adults) have pre-diabetes: 9 out of 10 don’t know they have it.Diabetes, which occurs when blood glucose, also called blood sugar, is too high. The main types of diabetes are type 1 (also called Juvenile Diabetes where the immune system attacks and destroys insulin-producing cells in the pancreas), type 2 (as well as prediabetes where cells become resistant to the action of insulin), and gestational (in pregnancy, too little glucose gets into the mother’s cel...

Read Full Article

Media

Read More
Top shadow

Contact Us

866.692.7473

Contact edHEALTH today for more information.